As you are well aware, Covid-19 (aka Coronavirus) has taken up the world's attention. I'd like you to know what we and insurance companies are doing to manage during these times.
All insurance companies will pay for Covid-19 testing 100%. This includes HSA compatible plans.
As this is a virus, the insurance company will be treating it like any other virus. It is covered.
If you have short term disability insurance AND have been diagnosed with Covid-19 and cannot go to work. This will be covered. ONLY a positive diagnosis will be eligible for benefits. I was told that each insurance carrier is reviewing this policy on a daily basis.
We have set up our office for the ability to work remotely. If there is an outbreak and one or all of us needs to be quarantined, then we have the ability to continue to service you. If one of our employees is not able to work due to illness, we have 4 other people ready to help (5 total responsible for group health, disability, and ancillary insurance). Susan Kochalka and Jovy Vincent are our Account Managers, Paul Skupien is our Customer Service Representative, and Robert Slayton (me) and Mark Brown are the owners.
We are monitoring the Covid-19 outbreak for how it interacts with your insurance. If there is a major change, then we will share it with our clients as soon as possible.
If you have questions, please reach out to us.